TheEnglishtermfor"医保"is"medicalinsurance"or"healthinsurance."Healthinsuranceisasystemthathelpsindividualscoverthecostsofmedicalexpenses,includingdoctorvisits,hospitalstays,medications,andpreventivecare.Itcanbeprovidedbygovernments(publichealthinsurance)orprivatecompanies(privatehealthinsurance).Themaingoalofhealthinsuranceistoreducethefinancialburdenonindividualsandensureaccesstonecessaryhealthcareservices.Differentcountrieshavevaryinghealthinsurancemodels,suchassingle-payersystems,employer-basedplans,orhybridsystems.Wouldyoulikemoredetailsonaspecifictypeofhealthinsurance?
